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People may fear making money due to concerns about greed, losing touch with values, or the responsibility that comes with wealth. Some individuals may prefer pursuing non-materialistic goals or find comfort in a simpler lifestyle.
While it's not accurate to say that everyone is afraid to make money, there are certain factors that can contribute to people's apprehension or fear surrounding money.
No one is "afraid" to make money unless is morally wrong (Stealing, etc.) Otherwise, it's because of lack of motivation, ability, understanding, time, desire (job, etc.), creativity, etc.